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If you’re married, live in Kentucky or a neighboring state, and own property that’s grown in value over the years—your home, a small business, maybe even some investments—you need to know about a powerful, under-the-radar estate planning tool called a Community Property Trust  (CPT). It’s not just legalese. For some couples, it’s the difference between leaving your spouse with a tax-free inheritance… or a six-figure IRS bill. The Capital Gains Tax Trap Most Families Don’t See

When most people start estate planning , they think about a Last Will and Testament , the document that spells out what happens after you’re gone. But here’s the reality: a serious accident, illness, or unexpected injury can leave you unable to make decisions while you’re still alive . If you haven’t prepared for that possibility, your family could be left in legal limbo. That’s where a Power of Attorney , often called a “POA” becomes one of the most important documents i

Divorce can be a complex, expensive and emotionally taxing process, but for those seeking a simple, uncontested divorce, there are resources available to help streamline the paperwork without the need for a lawyer. KYJustice.org offers a comprehensive suite of tools and documents designed to assist Kentuckians through the divorce process. In this blog post, I'll guide you on how to access and use these resources effectively. Follow the Embedded Guide To get started, refer to